GridPay changes

Seems some of you got rich quick in P$ via buying with L$ xD so i lowered the conversion rate to P$100 per L$.
HOWEVER start balances is now P$1,000.00 on top of the gridhaul bonuse
Now heres the big kicker.
Selling P$ for L$ still makes me very nervous, why? in fear LL may come at me with legal stuff and/or ban my account.
SO heres what im proposing!
Once Gridazon rolls out i end buying P dollars.
Instead do a “loan” type system for P$ ONLY! That way its roleplay but still gets P$ rolling around the grid.
This is so my nerves can calm down, LL will hopefully be happy and can still get P$ for free.
Loan system will probably be like a line of credit. Get a lump sum and pay back small amounts weekly.
Anyways theres my idea so you all can get P$ still without costing L$ since GridPay is meant for fun and learning.